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Terms and Conditions of Use

PLEASE READ THE FOLLOWING TERMS OF SERVICE RELATING TO YOUR USE OF THE dividendpearls.com WEBSITE CAREFULLY AS THEY GOVERN YOUR USE OF THE SITE AND ALL SERVICES OFFERED THROUGH THE SITE.

1. ACCEPTANCE OF TERMS

The Site is owned and operated by Pemedia AG („Pemedia“). All references to dividendpearls.com  include Pemedia, its entities, affiliates, websites and subsidiaries. dividendpearls.com provides the services offered on the Site subject to the Terms of Service ('TOS') contained herein, which may be updated from time to time without notice to you. You can review the most up-to-date version of the Site's TOS by visiting this page.

By using the Site, you agree and consent to be bound by these TOS and all disclaimers, rules and terms and conditions that appear elsewhere on or in connection with the Site. If at any time you become dissatisfied with the TOS, you agree that your sole and exclusive remedy is to discontinue using the Site and Services (as defined below). The laws of Switzerland will govern the TOS without giving effect to any principles of conflicts of laws.

2. SERVICES OFFERED BY dividendpearls.com

Dividendpearls.com provides users with services including white papers, downloads, articles, communication tools, search services, media galleries, analysis, commentary, (each a 'Service' and collectively, 'Services'). You hereby acknowledge that the Service may include advertisements from third parties unrelated to Dividendpearls.com. You further understand and acknowledge that in providing the Services, Dividendpearls.com may, at its sole discretion, communicate with me via email, newsletters, service announcements, administrative messages and other modes of communication. When added, all new Services shall be subject to this TOS. As described herein, all Services are provided to you on an “as-is” basis and Dividendpearls.com assumes no responsibility for your use of the Services, User Profile and Content. By using the Services, you acknowledge that you are responsible for obtaining access to the Site and Services, including any third-party fees (i.e. equipment fees, Internet service provider or airtime charges).

3. PRIVACY POLICY

User Information, including the information provided when you use the Site and Services is subject to our Privacy Policy.

You understand that through your use of the Site and Services you consent to the collection and use (as set forth in the Privacy Policy) of this personal information by Dividendpearls.com and its affiliates.

4. ADVERTISEMENTS

Dividendpearls.com does not accept financial incentives in exchange for favorable reviews or commentary.

This Site may display advertisements.  The opinions of advertisers in no way reflect the opinions of Pemedia. From time to time, this Site may provide news, commentary, or analysis that includes the products of advertisers on This Website.  Such news, commentary, and analysis should not be construed as endorsing the products of advertisers.

The entities advertising on this Site may not be affiliated in any manner with Pemedia. Pemedia does not in any way endorse the products or services of any advertisers on this Site.  Pemedia receives no fees other than advertising revenue from advertisers.  Pemedia receives no compensation or commissions from advertisers based on the sale of securities.

Pemedia is in no way responsible for any losses a user incurs as a result of any investments made in any products of an advertiser or any investment advice taken from an advertiser.

All information obtained via advertisements contained on this Site should be confirmed from an independent source or the advertiser’s own website and/or Prospectus. Users should contact advertisers directly with specific questions about that entity’s funds, services, or products.

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6. INVESTMENT ADVICE

No content published on this Site constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. None of the authors, bloggers, information providers or their affiliates are advising personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the content published on the Site may be deemed to be investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment needs of any specific person. You understand that an investment in any security is subject to a number of risks and that discussions of any security published on the Site will not contain a list or description of relevant risk factors.

Data shown on this Site is supplied by sources believed to be reliable. Calculations herein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete.

The information contained in the Site is for discussion and informational purposes only. In no way should any information presented on the Site be considered investment advice. Pemedia, its partners, and employees do not represent or warrant the accuracy of any information contained on this Site.

All contents of this Site and associated newsletters are provided for information and educational purposes only. The Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Dividendpearls.com or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

7. REGISTRATION

You do not need to be a registered user to access the Site. However, to utilize some of the Services offered on the Site, Dividendpearls.com may require you to register. If you are requested by Dividendpearls.com to provide information in connection with a registration process in the use of any Services, your use of the Services shall be conditioned upon providing such information, and in such event you agree to provide true, accurate, current and complete information as prompted by the Service's interface, and you agree to update such information as necessary from time to time to keep it true, accurate, current and complete.

You may provide certain Content (as defined below) and other information to be posted within areas of the Site (collectively “User Information”).

UNDER NO CIRCUMSTANCES SHOULD ANY USER EVER POST ANY PERSONALLY IDENTIFYING INFORMATION SUCH AS THEIR ACCOUNT PASSWORD, FULL NAME, HOME ADDRESS, PHONE NUMBER OR E-MAIL ADDRESS IN ANY PUBLIC AREA OF THE SITE. AUTHORIZED REPRESENTATIVES OF Dividendpearls.com WILL NEVER ASK YOU FOR YOUR PASSWORD AND UNDER NO CIRCUMSTANCES SHOULD YOU DISCLOSE IT TO ANYONE, EVER.

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9. USE OF THE SITE AND SERVICES

The Site and Services are intended for your personal, noncommercial use in accordance with these TOS. By using the site, you agree that you will not copy, display or distribute any part of the Site, including Content provided by third parties, in any medium, without Dividendpearls.com’s prior written consent. You also agree that you will not use any automated devices such as spiders, robots or data mining techniques to catalog, download, store or otherwise reproduce, store or distribute Content available on the Site or to exceed the access granted to you by Dividendpearls.com.

Illegal and/or unauthorized use of the Site and Services is a violation of this Agreement. Dividendpearls.com reserves the right to take legal action for any such violation to the full extent permitted by law.

10. LINKS

Through the Site and Services, Dividendpearls.com may provide, or third parties may provide, links to other websites, white papers or resources. Dividendpearls.com has no control over such sites and resources. Therefore, you acknowledge and agree that Dividendpearls.com is not responsible for the availability of such external websites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such websites or resources. In addition, you acknowledge and agree that Dividendpearls.com shall have no responsibility or liability whatsoever for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such website or resource.

You enter other websites at your own risk and are highly advised to review their terms of service, privacy policies and other use agreements.

11. SUGGESTIONS, IDEAS AND RECOMMENDATIONS TO Dividendpearls.com

By submitting suggestions, ideas, recommendations and/or proposals (collectively “User Suggestions”) to Dividendpearls.com through email, web pages or web forms, you acknowledge and agree that: (a) your User Suggestions do not contain confidential or proprietary information; (b) Dividendpearls.com is not under any obligation of confidentiality, express or implied, with respect to User Suggestions; (c) Dividendpearls.com shall be entitled to use or disclose (or choose not to use or disclose) such User Suggestions for any purpose, in any way, in any media worldwide; (d) Dividendpearls.com may have something similar to the User Suggestions already under consideration or in development; (e) your User Suggestions automatically become the property of Dividendpearls.com without any obligation of Dividendpearls.com to you; and (f) you are not entitled to any compensation or reimbursement of any kind from Dividendpearls.com under any circumstances for any User Suggestions.

12. INDEMNIFICATION

You agree to defend, indemnify and hold harmless Dividendpearls.com, its affiliates, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (a) your use of and access to the Services; (b) your violation of any of these TOS; (c) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (d) any claim that any Content uploaded, posted, transmitted or otherwise made available by you via the Services caused damage to a third party. This defense and indemnification obligation will survive these TOS and your use of the Services.

13. TERMINATION

Dividendpearls.com reserves the right to terminate your access to and/or use of the Services and remove and discard any Content at any time for any reason, including without limitation any failure to comply with any part of these TOS. Dividendpearls.com also reserves the right to discontinue providing all or part of the Services. You agree that any termination of your access to or use of the Service and any discontinuation by Dividendpearls.com in providing the Services may be effected without notice to you and that Dividendpearls.com shall be under no obligation to retain any Content, provide any further access to any Content or return any Content to you. You agree that Dividendpearls.com shall not be liable to you or any third-party for any such termination or for any interruption or discontinuation of the Services.

14. DISCLAIMER OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (a) YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Dividendpearls.com EXPRESSLY DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND GUARANTEES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, TO THE FULL EXTENT PERMISSIBLE UNDER THE LAW; (b) Dividendpearls.com WILL MAKE REASONABLE EFFORTS TO MAINTAIN THE SERVICES, HOWEVER, Dividendpearls.com IS NOT RESPONSIBLE FOR ANY DAMAGE, LOSS OF DATA, CONTENT OR INFORMATION, REVENUE, OR OTHER HARM ARISING OUT OF DELAYS, MISDELIVERY OR NONDELIVERY OF INFORMATION, RESTRICTION OR LOSS OF ACCESS, BUGS, VIRUSES OR OTHER ERRORS, UNAUTHORIZED USE, OR OTHER INTERACTION WITH THE SERVICES. YOU ARE RESPONSIBLE FOR MAINTAINING AND BACKING-UP YOUR DATA AND INFORMATION THAT MAY RESIDE ON THE SERVICES. Dividendpearls.com DOES NOT WARRANT THAT (i) THE SERVICES WILL MEET YOUR SPECIFIC REQUIREMENTS, (ii) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE AND SERVICES WILL MEET YOUR EXPECTATIONS, AND ANY ERRORS IN ANY SOFTWARE USED IN CONNECTION WITH THE SERVICES WILL BE CORRECTED; (c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE SOLELY AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA OR CONTENT THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL; AND (d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

15. LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT Dividendpearls.com SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, DAMAGE TO PROPERTY, PERSONAL INJURY, GOODWILL, USE, LOSS OF REPORTED EARNINGS, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF Dividendpearls.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), HOWEVER AND WHENEVER ARISING, AND REGARDLESS OF THE THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION ANY SUCH DAMAGES RELATING TO (i) THE USE OR THE INABILITY TO USE THE SERVICES; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES; OR (v) ANY OTHER MATTER RELATING TO THE SERVICES.

Certain jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain types of damages. Accordingly, some of the above disclaimers and limitations may not apply to you.

16. NOTICE

Dividendpearls.com may provide you with notices, including those regarding changes to this TOS by email, postal mail or postings on the Service. For the avoidance of doubt, the TOS may be updated from time to time without notice to you.

17. INTELLECTUAL PROPERTY & TRADEMARKS

You hereby acknowledge that Dividendpearls.com is the sole owner of all text, messages, information, software, scripts, images, graphics, audio, video, interactive features, and the like contained on the Site (“Dividendpearls.com Content”). Dividendpearls.com owns all proprietary rights, including but not limited to trademarks and copyrights in the Dividendpearls.com Content and its selection, organization, and arrangement. Dividendpearls.com Content is provided to you AS IS for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed or otherwise exploited. If you download or print any Dividendpearls.com Content for personal use, you shall retain all copyright and other proprietary notices contained therein.

The Dividendpearls.com logos, trademarks and service marks and other Dividendpearls.com logos, product names and service names (“Dividendpearls.com Marks”) are trademarks of Pemedia Media Corp. You agree that you will not display or use the Dividendpearls.com Marks in any manner whatsoever without our prior consent.

18. PROCEDURES FOR MAKING A CLAIM OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT

Dividendpearls.com takes protecting copyright seriously. If you believe that Site Content is being displayed in violation of your copyrights, please immediately notify Dividendpearls.com by sending an email to info@dividendpearls.com.

19. PROCEDURES REGARDING UNAUTHORIZED USE OF PHOTOGRAPHS OF LIVING PEOPLE POSTED ON THE SITE

If a photograph, video or other representation of your likeness (or someone to whom you are a parent or legal guardian) is posted on the Site without your permission, please immediately notify Dividendpearls.com by sending an email to info@dividendpearls.com to report the unauthorized use of your image with the URL where the photo can be found.

20. VIOLATIONS OF TERMS OF SERVICE

Please report violations of this TOS by contacting us. Where a Service provides you with the ability to flag Content as inappropriate, you may notify us of violations of these TOS by utilizing such functionality.

21. MISCELLANEOUS

Force Majeure - Dividendpearls.com shall not be liable for delay, termination or diminution in the Site or Service if the same is caused by conditions beyond a Dividendpearls.com reasonable control, including but not limited to, governmental action, terrorist act, riot, insurrection, fire, flood, accident, earthquake, electrical outage, telecommunications line failure, Internet outages, computer viruses, denial-of-service attacks, network failure, explosion, embargo, strike, labor or material shortage, transportation interruption, work slowdown or an act of God.

Entire Agreement / Amendments - This Agreement constitutes the entire understanding between the parties with respect to the subject of the Agreement. Notwithstanding the foregoing, these TOS may be modified from time to time by Dividendpearls.com without notice to you. You can review the most up-to-date version of the Site’s TOS by visiting this page.

Waiver and Severability - The failure of Dividendpearls.com to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

Statute of Limitations - You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site, Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Governing Law - This Agreement shall be construed and interpreted under the substantive laws of Switzerland, without regard to the choice of law provisions of any jurisdiction. This Agreement shall be enforced in the courts of Zurich, Switzerland.

Entire Agreement - This document contains the entire understanding and agreement between you and Dividendpearls.com with regard to your use of the Services. Notwithstanding the foregoing, you acknowledge that you may be subject to additional terms and conditions that may apply when you use or purchase other services from Dividendpearls.com and/or third parties.

The Site is directed solely to individuals residing in jurisdictions in which provision of the Site's content is legal. We make no representation that materials provided on the Site are appropriate or available for use in other locations. Those who choose to access the Site from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Site to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service or product that we provide.

 

Privacy Policy

DIVIDENDPEARLS.COM IS COMMITTED TO YOUR PRIVACY. TO LEARN MORE ABOUT THE INFORMATION WE COLLECT AND USE, THE SECURITY OF YOUR INFORMATION AND HOW AND WHEN WE SHARE IT, PLEASE READ THE PRIVACY POLICY BELOW. PLEASE READ THIS DOCUMENT CAREFULLY, AS IT GOVERNS YOUR USE OF THE SITE AND ALL SERVICES OFFERED THROUGH THE SITE.

This policy covers how Dividendpearls.com treats personal information that we collect and receive, including information related to your past use of our products and services. Personal information is information about you that is personally identifiable such as your name, address, email address, or phone number, and that is not otherwise publicly available.

Information Collection and Use

Dividendpearls.com collects personal information when you register with Dividendpearls.com, when you use the site and services offered on the site, when you visit pages on the site or the pages of certain partners, and when you enter promotions or sweepstakes. Dividendpearls.com may also combine information about you that we have with information we obtain from business partners or other companies.

Dividendpearls.com uses such information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients. When you register we may ask for information such as your name, email address, birth date, gender, postal code and company demographics of the company you work for. When you register with Dividendpearls.com and sign in to our services, you are not anonymous to us.

Dividendpearls.com collects information about your transactions with us and with some of our business partners, including information about your use of the products and services that we offer. Dividendpearls.com automatically receives and records information on our server logs from your browser, including your IP address, Dividendpearls.com cookie information, and the pages you request.

Information Sharing & Disclosure

Dividendpearls.com does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you request, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of Dividendpearls.com under confidentiality agreements to provide services in support of the site. These companies may use your personal information to help Dividendpearls.com communicate with you about offers from Dividendpearls.com. However, these companies do not have any independent right to use or share this information. We may sometimes share aggregate non-personal information with third parties about how our users utilize the site and services. This aggregate information is typically in the form of statistics, such as numbers of Dividendpearls.com users who live in a particular locale or fall within a particular age group. Such aggregate information is gathered from individual Dividendpearls.com users’ information but is not traceable to any specific identifiable Dividendpearls.com user. Dividendpearls.com may share personal information with third parties to the extent required to respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. Dividendpearls.com may also share personal information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the Dividendpearls.com Terms of Service, or as otherwise required or permitted by law.

If Dividendpearls.com is acquired by or merged with or into another company, personal information may be transferred and become subject to a different privacy policy.

You will be notified when your personal information is collected by any third party that is not our agent/service provider, so you can make an informed choice as to whether or not to share your information with that party.

Use of Personal Information with Marketing Partners and Co-Registration

In instances where Dividendpearls.com and a marketing partner are offering a special value (i.e., a free offering) to our users, we may share your personal information with such partners. By signing up to receive items through these promotions, you are expressly consenting to Dividendpearls.com sharing your personal information (“co-registration”) with such partners and you will become subject to their privacy policies, which may vary from those of Dividendpearls.com. In the event that you would like to opt-out of receiving offers from these partners, you must do so directly with them. If you have any problems contacting one of our partners, contact us and we will help you resolve the situation.

In addition, you are expressly consenting to Dividendpearls.com that the use of certain personally identifiable User data may be processed and shared between applicable third party social network and/or identity providers. User accounts with such third party Providers shall be subject to such third party Providers' then-current terms of use and privacy policies ("Third Party Policies") and Dividendpearls.com shall not be responsible for any violation of their Policies.  You are allowing Dividendpearls.com to user and store certain of this user data for its own business purposes.

Dividend may from time to time send emails from selected partners to email addresses collected on this site. By providing your email address to sign up for a newsletter or other service offered on our site, you consent to allow Dividendpearls.com to send you emails on behalf of third parties who compensate us to do so. Emails sent to you by Dividend will include an option to unsubscribe from future emails. If you do not wish to receive emails from Dividend, including emails sent to you on behalf of our partners, you may opt out by clicking the “Unsubscribe” link in the email or by emailing us at contact@dividendpearls.com.

Personal information collected on Dividendpearls.com may be used for marketing or business purposes. Users agree to grant Dividendpearls.com the right to retain personal information indefinitely, and the right to sell or otherwise transmit that information to other entities.

If you need assistance opting out of any of any newsletters, please contact us.

Newsletters and Alerts

If you wish to subscribe to our newsletter(s) and/or alert system, we will use your name and email address to send the newsletter or alert to you. Out of respect for your privacy, we provide you a way to unsubscribe. If you no longer wish to receive our newsletter, alerts and promotional communications, you may opt-out of receiving them by following the instructions included in each communication or by contacting us.

Cookies

Dividendpearls.com, like many websites, uses cookies. A cookie is a file containing a string of code text that we transfer to your computer’s hard drive, to be kept there for later use. With cookies in place, whenever you use your Web browser to connect to Dividendpearls.com, our systems are able to recognize you. This enables Dividendpearls.com to present you with custom web pages and options. You can set up your browser to reject cookies or tell you when a cookie has been sent.

In addition to our cookies, Dividendpearls.com may allow third parties that show advertisements on our site or participate in co-registration to set and access their own cookies on your computer. The cookies inserted by those third parties are not covered by Dividendpearls.com Privacy Policy, but rather by the policies of those third parties. However, these third parties do not have access to Dividendpearls.com cookies.

Dividendpearls.com also uses Web beacons (also known as action tags or single pixel gifs) to allow us to count how many people have visited a certain page. This enables us to assess the popularity and effectiveness of the material posted on the Dividendpearls.com website. Additionally, we sometimes use Web beacons to access Techopedia.com cookies inside and outside our Web pages and in connection with Dividendpearls.com products and services. A Web beacon is a transparent image placed on a Web page that sends a signal when a person visits that page. This enables us to assess the popularity and effectiveness of the material posted on the Dividendpearls.com web site. We may also use Web beacons in connection with emails sent to Dividendpearls.com users to let us know whether and when the email was opened.

We do link the information we store in cookies to any personally identifiable information you submit while on our site.

Third-Party Ad Serving

We send to your Web browser many of the advertisements you see when you use our network of websites. However, we also allow other companies, called third-party ad servers or ad networks, to serve advertisements within our Web pages. Because your Web browser must request these advertising banners from the ad network Web site, these companies can send their own cookies to your cookie file, just as if you had requested a Web page from the site. Please note that if an advertiser asks us to show an advertisement to a certain audience or audience segment and you respond to that ad, the advertiser or ad-server may conclude that you fit the description of the audience it is trying to reach. As always remember, we only authorize our third-party ad servers to employ anonymous cookies for ad delivery and anonymous targeting. Our third-party ad servers do not collect, nor do we give them access, to any personally identifying information about you.

We also use third-party ad servers to serve ads on our behalf across the Internet. They may collect anonymous information about your visits to Dividendpearls.com, and your interaction with our products and services. They may also use information about your visits to this and other Web sites to target advertisements for goods and services. This anonymous information is collected through the use of a Web beacon or pixel tag, which is industry standard technology, used by most major websites.

Opting Out of Third-Party Ad Servers

If you want to prevent a third-party ad server from sending and reading cookies on your computer, you must visit each ad network's website individually and opt out.

Editing and/or Deleting Account Information and Preferences

You can edit the information contained in your account at any time by clicking on $CUSTOMLANGUAGE. You can delete your Dividendpearls.com account by contacting us. Although your account will be deactivated immediately, information provided to us while you were a registered user may remain in back-up storage on our servers indefinitely. Nevertheless, once you delete your account, this information will be inaccessible to the public.

Confidentiality and Security

Dividendpearls.com limits access to personal information about you to employees who we believe reasonably needs such information to provide products or services to you or in order to do their jobs. In addition, Dividendpearls.com maintains physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Although Dividendpearls.com takes your privacy seriously and will take reasonable and customary measures to protect it, we cannot guarantee that there will be no unauthorized use of your personal information.

If you register for the site and services and create a User Account, you will be provided a username and password for such User Account. You acknowledge that you are responsible for maintaining the confidentiality of the password as well as any and all activity that occur under your User Account and password. You agree that at the end of each session using the Site and Services, you will exit your User Account. In the event of any unauthorized use of your password and/or User Account, you agree that you will immediately notify Dividendpearls.com by sending an email to webmaster@Dividendpearls.com. Dividendpearls.com cannot and will not be liable for any and all losses or damages arising from your failure to comply with this Section.

Third-Party Websites

From time to time, Dividendpearls.com may make available to you certain services offered by third parties or may include links to sites operated and controlled by third parties. Those third-party services and sites are not governed by this Privacy Policy. Users who choose to visit those third-party sites are advised to review their privacy policies.

Access to Personal Information

If at any time you would like to review the personal information we collect about you, just ask. You should send an email to webmaster@Dividendpearls.com from the email account you used to create your account and we will provide you with a summary, as well as an opportunity to correct and update this information.

Changes to This Privacy Policy

This Privacy Policy may be changed from time to time. We will notify you about significant changes by sending a notice to the primary email address specified in your Dividendpearls.com account or by placing a prominent notice on our site.

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently.

 

If you have questions or suggestions, please complete the form on our Contact Us page or write us at:

Pemedia AG
Schaffhauserstrasse 560
CH-8052 Zurich
Switzerland


Last updated March 2, 2017